Peran Financial Technology (Fintech) dalam Meningkatkan Literasi Keuangan Generasi Muda di Era Digital

Abstrak

Fintech technology helps financial activities such as saving, investing and shopping through convenient digital applications. However, lack of financial knowledge means that young people often face risks such as fraudulent investments and poor money management. Fintech is not only a financial tool but also an educational tool, with features such as automated financial tracking, small investments, and interactive instructions. Strict supervision of fintech services and accessible financial literacy education are needed for optimal and safe utilization of fintech. The government, educational institutions, and fintech providers should work together to create a smarter younger generation to manage their finances and support them

Keywords : Financial Technology; Financial Literacy; Young Generation; Financial Technology; and Financial Education